Housing prices in California have long been higher than most other states in the US, and the gap just seems to be getting bigger. Unfortunately, that’s driving many blue-collar and middle-class residents out of the state.
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Real estate agents will often recommend that their clients get pre-approved for a mortgage before embarking on a home search. It gives buyers a better idea of how much they can comfortably afford, and gives sellers the peace of mind knowing that there’s a good chance that the buyers will be capable of obtaining financing for a streamlined deal.
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Taking out a mortgage typically means making regular payments until the loan is paid off. But while this may have been the traditional way of looking at mortgages, many homeowners these days are choosing to keep their mortgages by refinancing to take advantage of certain benefits, such as getting a lower interest rate, using the equity to invest, consolidating debt, or taking advantage of tax deductions.
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After pounding the pavement in search of the perfect home, you finally find one. An offer is put in and accepted, and all closing processes and costs are taken care of. You move in and begin life in your new home – what could possibly go wrong? That depends on whether or not you opted for title insurance. When you buy a home, you’re given title to the property. It’s this title that provides you – the new owner – with the right to possess and use the home and the land that it’s on.
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If there’s any place on the planet that’s known for its luxury housing, it’s San Francisco. But despite flourishing since the market started improving after the recession of 2008, the luxury market in San Fran is beginning to cool off.
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Home is where the heart is. But it’s also where the money is. Your home is more than just a place to lay your head at night and raise a family. It also comes with a number of financial perks, even though you may have had to take out a loan in order to buy […]
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Home fires in the US cost an estimated $11.6 billion in damaged property in 2014. in the US. What’s worse, they were responsible for the death of over 3,200 people and the injury of nearly 16,000 more. Keeping your home and family safe from fire is of paramount importance – for obvious reasons – which […]
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Millennials get all the press these days, but Baby Boomers still have a larger impact on the real estate market than any other demographic. This excellent infographic sheds light on this generation’s ongoing influence over the housing market.
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If a good deal is what you’re looking for when it comes to buying a house, the last people you want to put off are the sellers. The truth is, there’s a certain etiquette that buyers should follow throughout the home-buying process, and failure to follow it could actually cost you a lot of money. […]
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Buying a house? Don’t forget to leave yourself some wiggle room for added expenses aside from the actual purchase price. A real estate transaction isn’t like buying a sweater. You don’t just pay the price on the tag – plus tax – then be on your merry way. There are a lot of extra costs […]
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